Safety and Loss Control

DIC has consultants providing casualty safety, loss prevention, and loss control services. DIC’s safety consultants make periodic visits to your locations, offer suggestions and recommendations as appropriate, and perform follow-up activities as needed. The findings of these efforts are reinforced by ongoing service, consisting of follow-up surveys and consultations for fixed facilities and job site visits, and may include:

  • Evaluation of hazard control measures taken by local management.
  • Guidance to line management on loss control techniques.
  • Review of various segments of loss control program that need strengthening.
  • Evaluation of environmental conditions that contribute to accidents and/or occupational diseases.

In addition, DIC can support your utility’s safety efforts by providing training in specialized areas of loss control, such as:

  • Back injury control
  • Hazardous chemicals (handling and waste disposal)
  • Managing the troubled employee
  • Chemical substance abuse
  • Working at elevations
  • Right-of-way clearing
  • Heavy equipment operation safety
  • Hazards management for line supervisors and managers

DIC insureds utilizing these safety training services are charged a discounted fee.

Representatives of Affiliated FM Insurance Company provide property hazard control and loss prevention services. Representatives of the Hartford Steam Boiler Inspection & Insurance Company conduct equipment breakdown inspections and transformer tests.

If your utility is insured for workers’ compensation through the Program, you may participate in our unique and successful Shared Cost Safety Incentive Plan.

DIC Insureds may attend TVPPA Education and Training programs at a discounted registration fee.

Shared Cost Safety Incentive Program

DIC offers a Shared Cost Safety Incentive Award Program for utilities purchasing Workers’ Compensation insurance through the TVPPA/ Distributors Insurance Program. This program has been in place since 1994, with insureds making incentive award payments to their employees totaling over $6 million, of which more than $3.2 million was reimbursed by DIC.

The Safety Incentive Award Program is offered in six month intervals (January 1 – June 30 and July 1 – December 31). To qualify for the award, your utility must be insured for Workers’ Compensation insurance for the six-month period, and your utility must have no indemnity claims incurred (paid or reserved) during the six month period, based on loss runs valued three months after the end of the award period.

DIC will match your utility’s payment of $50 per employee for each qualifying six-month period. DIC will increase its award payment in $10 increments if the six-month period represents your utility’s second, third, fourth, fifth, or sixth consecutive successful award period up to $100 per employee. An enrollment memo and form is sent out prior to the enrollment period and describes the award incentive in further detail.