Covers described property against all risk of Direct Physical Loss or Damage unless otherwise excluded. Repair or Replacement Cost included (not limited to the same site).
|Coverage||Limits of Liability||Deductible|
|Building and Contents||Blanket Limit||Varies|
|Substations||Reported Replacement Cost||Varies|
|Flood, except Flood Prone Property||$2,500,000 Base/$1,000,000 Base||Varies|
|Catastrophic Auto Physical Damage||Based on ACV of Auto Fleet||$100,000 minimum|
|Policy Limit||Debris Removal|
|$500,000||Property in Transit|
|$1,000,000||Demolition and Increased Cost of Construction|
|$1,000,000||Errors and Omissions|
|$1,000,000||Fungus, Mold and Mildew|
|$50,000||Land and Water Cleanup (Annual Aggregate)|
Affiliated FM Insurance Company
(Best's Rating: A+ XV)
Coverage placed by AJG.