Umbrella Liability

Coverage Description:

Excess coverage over Primary Liability coverages (e.g. General Liability, Automobile Liability, Employer’s Liability). Defense costs are in addition to the limit of liability.
Primary coverage in the event any aggregate limit in the underlying liability policies is exhausted due to loss payments.

Coverage Extensions:

  • Amended Named Insured – Extends coverage to apply to any related entities or governmental bodies that might be legally responsible for operation of the insured.
  • Failure to Supply Electricity/Water/Wastewater Service


North River Insurance Company
(Best's Rating: A XIII) or

Navigators Insurance Company
(Best's Rating: A XI)

Coverage placed by AJG